If insurance is placed through multiple insurers and a substantial portion is assumed by authorized insurers, what action should be taken?

When insurance is placed through multiple insurers and a significant portion is assumed by authorized insurers, notifying the insured is a necessary action. This approach ensures that the insured is fully aware of their coverage situation, particularly regarding the divisions of responsibility among the various insurers involved.

Transparency is crucial in the insurance process; the insured needs to understand who is carrying the risk and how their policy might be affected. This notification also provides an opportunity for the insured to ask questions or seek clarification about their coverage, especially as it pertains to how claims might be handled given the multiplicity of insurers.

It's also important to recognize that communication fosters trust and helps manage the expectations of the insured. As the insurance landscape can often be complex, keeping the policyholder informed about changes or intricacies related to their coverage promotes good customer relations and empowers the insured to make informed decisions regarding their insurance needs.