Name one form of evidence of insurance that can be provided by a licensee.

A written binder serves as an important form of evidence of insurance because it acts as a temporary agreement between the insurance company and the insured, indicating that coverage is in place while the final policy is being prepared. This document provides specific details about the coverage, including the types of risks covered and the effective dates, allowing both the licensee and the insured to have a clear understanding of the arrangement. Having a written binder can be crucial for the insured to demonstrate that they are indeed covered, especially during the waiting period for the actual insurance policy to be issued.

The other options do not provide the same level of certainty or formality as a written binder. For instance, a policy appeal refers to a request for reconsideration of a claim that has been denied, and an insurance application is merely the document that individuals fill out to apply for insurance, which does not serve as proof of coverage. Verbal confirmation lacks the documentation needed to verify coverage, making it less reliable than a written binder.