What is essential for a licensee to provide evidence of insurance?

The correct choice emphasizes the importance of having a written or oral communication that confirms coverage as evidence of insurance. This communication serves as a record indicating that the insurance policy has been placed or is in effect, which is crucial for both the licensee and the client.

Providing evidence of insurance often requires a clear demonstration that the insured party is actually covered, which can be established through a formal confirmation from the insurer, whether written or communicated verbally. This confirmation can also be essential for satisfying any legal or contractual obligations that arise when a customer needs proof of insurance.

Other options, while they may seem relevant, do not fulfill the essential requirement for providing evidence of insurance. A signed contract from the customer does not inherently confirm that coverage is in place; rather, it may simply reflect an agreement. A copy of the application does not suffice because it is only a request for coverage and not confirmation that coverage has been issued. Approval from the insurer alone doesn't constitute proof of coverage unless that approval is effectively communicated to the interested parties, making the confirmation of coverage—written or oral—essential.