What is NOT typically included in the export list?

Study for the Michigan Surplus Lines Test. Prepare with flashcards and multiple choice questions, each question has hints and explanations. Get ready for your exam!

Standard auto insurance is typically not included in the export list because it is a commonly used type of insurance that meets standard regulatory requirements and is widely available in the domestic market. Export lists usually pertain to coverages that are either difficult to place in the traditional market or involve specialized, unique, or high-risk factors.

High-risk transportation, natural disaster coverage, and unique specialized risks often require surplus lines insurance because they exceed the capabilities of standard insurers to adequately cover these risks. Consequently, insurance agents may seek coverage for these areas through the surplus lines market where more flexible options are available to address the specific and often complex needs of such risks. Therefore, standard auto insurance does not fit this profile and is not typically found on export lists.

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