Which of the following is NOT a form of evidence of insurance?

In the context of insurance, evidence of coverage typically refers to documents that provide proof that an insurance policy exists and outlines the coverage details.

A certificate of insurance serves as a concise document that summarizes the key aspects of an insurance policy, such as the type of coverage, effective dates, and the insured parties. This is widely recognized as valid proof of insurance.

A written binder is also considered evidence of insurance, as it temporarily provides proof of coverage until the formal policy is issued. It indicates that the insurer has agreed to provide coverage for a specified period and outlines the terms and conditions.

The policy declaration page is the initial part of an insurance policy, summarizing the coverage provided, limits, deductibles, and other vital information. This document serves as a crucial piece of evidence confirming that coverage is in place.

In contrast, a premium invoice, while it may indicate that a payment is due for coverage, does not serve as definitive proof of insurance coverage itself. It does not provide any details about the actual terms of the insurance, the coverage limits, or even confirm that coverage is in effect. Therefore, it is not classified as evidence of insurance in the same way that the other options are.