Which type of agent sells insurance while maintaining their own office but does not recruit career agents?

The type of agent who sells insurance while maintaining their own office but does not recruit career agents is accurately classified as a Personal Producing General Agent. This role is distinct because a Personal Producing General Agent operates independently, generating their own leads and selling insurance products directly to clients without the structure of recruiting and managing other agents typically associated with career agents.

They are focused on their own production rather than building a team of agents, which sets them apart from other types of agents. Unlike independent agents, who represent multiple insurers and may have their own office but often work more collaboratively, and career agents, who are usually employed by a specific insurance company and often work within a network to recruit other agents, the Personal Producing General Agent is more focused on their own sales, often within a specific insurer's framework. This structure allows them to operate effectively while still maintaining professional independence.